Ever since I was a child, I've always had a fear of someone under my bed at night. So I went to a shrink and told him:
'I've got problems. Every time I go to bed I think there's somebody under it. I'm scared. I think I'm going crazy.'
'Just put yourself in my hands for one year,' said the shrink. 'Come talk to me three times a week and we should be able to get rid of those fears.'
'How much do you charge?'
'Eighty dollars per visit,' replied the doctor.
'I'll sleep on it,' I said.
Six months later the doctor met me on the street. 'Why didn't you come to see me about those fears you were having?' he asked.
'Well, Eighty bucks a visit three times a week for a year is an awful lot of money! A bartender cured me for $10. I was so happy to have saved all that money that I went and bought me a new pickup!'
'Is that so!' With a bit of an attitude he said, 'and how, may I ask, did a bartender cure you?'
'He told me to cut the legs off the bed! Ain't nobody under there now!'
(Thanks to Doug.)